Another statement from Newcastle United!

Posted on May 11th, 2010 | 130 Comments |

Needs to clarify some things.
Needs to clarify some things.
In light of the recent bodged up statement that was released a few days ago now, the club have felt compelled to issue another brief statement to clarify things a bit more.

You could argue that there would have been no need for it had the original statement been of the required quality which someone somewhere will have been paid quite a bit to write up. Ashley should ask for a refund as his attempt at PR and clarity backfired spectularly and has created quite the storm around the club. I’m going to have a go at writing my own statement later, just to see if I can do a better job than the PR and, media department, but first let’s deal with this latest release which says;

“In relation to recent media speculation following the statement made by the Club on May 9, Newcastle United would like to make it clear that owner Mike Ashley is not looking for his interest free loan to be repaid, or to take any money out of the club.”

I did say it was brief, and it should go some way to clarifying the owners intention. At least we know he isn’t going to be stuffing bank notes into his back pocket at every opportunity. But what about the original? As I and many others have said, this could have been avoided had the original statement contained clarity. I’m no PR guru, but after George Caulkin decided to have a go at writing his own, I thought I would do the same, just to see how hard it really is. Here goes;

“Dear Newcastle United supporters,

“Thank you for continuing to buy your season tickets, and thank you all for your support week after week. We know that at a time of economic uncertainty sometimes attending games can be a struggle, we know there are more important things than football. So for a club that haven’t won a top class domestic trophy since 1955 to record an average attendance of 43,387 in the Coca-Cola Championship was stunning and humbling.

“This season has started to bring about a period of stability, a sense of us all pulling on the same direction. We know mistakes have been made and we know that the mistakes may take some time to forget, but rest assured we are trying our best to run the club properly. In the spirt of pulling together, we feel that we have a duty to be open and honest.

“Just as this is a different Newcastle from the club that were relegated a year ago, it also a very different environment. With that in mind we will attempt to back the manager in whichever way is possible whilst retaining the integrity that will se us become a much more sustainable club in the future.

“In the meantime, we want to build a new Newcastle, if you will. We want this to be a Newcastle you can be proud of. A big part of that, as always, will be determined by what happens on the pitch and all players will be reminded of their responsibilities to you, but it also means focusing resources on our Academy structure.

“For far too long, this region has allowed its be better players to leave and we have to put a stop to that. We have an academy that is producing talents that are intersting some of Europes biggest clubs. For that reason we will be looking to integrate as many of these up and coming players into our first team squad as the manager believes he needs.

“We should also say a few words about the media and our relationship with them. It hasn’t always been easy. We happen to think that this club and their support have not always been well served by newspapers, television and radio and that we’re sometimes subjected to crude stereotyping, but we also accept that because of decisions taken by this regime and its predecessors, we’ve made ourselves easy targets. In retrospect, there was probably an opportunity to reshape the debate when Mr Ashley bought the club, but he was never very comfortable about assuming a public role and that moment has sadly dissipated.”

So that was my attempt at it. I’ve not covered all of it and I’ve tried to keep it brief, but I reckon that would have been enough and would certainly leave fewer questions being asked than what there is currently. In keeping in the spirit of things, if you have any queries regarding my attempt at a statement, the answer will simply be…..

“No comment.”

NUFCBlog Author: toonsy toonsy has written 643 articles on this blog.

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130 Responses

  1. Worky – Can you take this down for a bit and put it up later? I don’t know how to. I saw you had something planned but weren’t writing at the time so got this out.

    Looks like we both did it at the same time :(

    Like busses eh? lol

  2. “if you have any queriers regarding my attempt at the statment,”

    I have some queries regarding your proofreading skills, Toonsy! :-)

  3. Well, all that does it confuse things even more…

    If the extra revenue is not being used to pay back the debt, then where exactly is it going to if there are no plans for capital outlay?

  4. JJ – we either breakeven or spend it on transfers and report a loss for roughly the amount of money we spend. Probably somewhere inbetween those two options.

    More or less.

  5. workyticket says:
    May 11, 2010 at 5:39 pm

    “I have some queries regarding your proofreading skills, Toonsy!”

    Sounds like I’m in trouble ;)

  6. Ye, at the very least we should break even – but then why the five year plan – why not the one year plan?

    And “no capital outlay – despite the definitions being banded about – means no expenditure on transfers. So to me, I’m just as confused as before…

  7. they are just a bunch of cnuts. if he wants to take no money out of the club, and he does not want his loan repaid. so, this being the case why can we not buy any players when we lost 37 million last season but this season we get 60 million extra… to me the basic math means we can buy some dudes! i think ashley has a serious issue with standing straight like a man and saying the truth. ashley for prime minister i say.

  8. Don’t worry Toonsy…

    I’m a sports journalist by profession and my proof reading skills are pathetic. As you would have picked up by most of my posts.

    I’m English first language – yet sometimes when I read my own posts I figure that most people think I’m a Bulgarian who has picked up the English language watching Borat movies!

  9. JJ – it doesn’t mean there can’t be revenue expenditure. For example, if they forecast we’re breaking even, they could use a portion of that to invest in players.

    E.g. the £15m-£20m from season ticket sales could go on players and would show as our loss for the season.

    There would be other reasons (tax etc) for doing this and by all accounts is how he runs other businesses.

  10. JJ – I blame 2 things.

    1) My fingers are too fast 8O

    2) My eyes are shite lol

  11. This shower need to sort their act out they are a total joke they 1st put out a statment to clear things up then 2 days later they have to put another shit statment out to explain bits they didnt make clear in the 1st statment. I cant believe MA with all his money and business experience wouldn’t have a half decent PR man. They are making our club look so fu*king stupid that not only the supporters, but most other people now realise that our club is run by a bunch of knobs

  12. Reading this and looking at capital expenditure another way, how about this:

    Capital money is money put directly into the business by the owner. No capital outlay or whatever was said could mean that Ashley is not puting any of his ‘own’ money into but players. Players will be bought using tv money, prize, sponser money etc as well as any sales. Ashley will be paying off the debt over the next 5 years using this money also, just have to get the right balance to take the club forward and pay off the money owed to whoever.

    Don’t know what people think of that. If I am right, the whole thing could have been worded better, but at least its something.

  13. Hey Toonsy

    Well, those might be two bad attributes for a journalist, but as you get older you’ll appreciate them when it comes to women :0

  14. toonsy says:
    May 11, 2010 at 6:05 pm

    “JJ – I blame 2 things.

    1) My fingers are too fast

    2) My eyes are shite lol”

    That’s the whole point of proofreading ye daft get! :-)

  15. JJ there are ways to make your eyes artificially bad. I call it drink, and it’s caught me out on many weekends in my youth,

    Many times I took a 2am stunner home only to regret it in the morning when I look over :(

    Would I change it? Nah..

  16. workyticket says:
    May 11, 2010 at 6:10 pm

    “That’s the whole point of proofreading ye daft get!”

    Where is my bloody e-mail? ;)

    Come on, lets get my bollocking out the way :D

  17. Simon

    It could mean a number of things – but we’ll only know by the end of the transfer window.

    Could we sure as hell arn’t going to be explained it by the board.

    No comment.

    Journalist: Eh, excuse me Derek, can you explain why your statements are more cryptic than a Nostradamus quatrain?

    Derek: “Eh… No comment”

  18. “Could we sure as hell…”

    See what I mean Toonsy? I really do pity my sub-editor.

  19. JJ

    Suppose that’s the best way to look at it, see what has happened by 31st Aug. I was just going back to my accountacy days with regards to capital. Lets just hope some players will be bought. Doesn’t have to be big names or massive cost, just good enough to keep us up and help us stat to progress again.

  20. You got to laugh really…

    Official NUFC Statement

    “The board would like the clarify the clarification statement…”

    Haha, only at Newcastle.

  21. Simon the second statement would lead you to believe the orignally Ashley loan remains unpaid for now at least. I expect when the wage bill decreases and the young men come through the ranks, we will be hoping to massage that operating loss further and by then breaking even could include repayments on that loans.

    You’ll appreciate there’s a whole lot of wishful thinking on their part in amongst that lot.

    And of course whether you choose to believe the second and slightly more definitive statement would depend on whether you trust the board any further than could chuck their big bag of gaffs.

  22. Bowburnmag

    Going to be a lot of wishful thinking I reckon, lets just hope some of it comes off.

  23. JJ says:
    May 11, 2010 at 6:14 pm

    “Simon

    It could mean a number of things – but we’ll only know by the end of the transfer window.”

    It only means one thing, JJ. But it doesn’t matter what they say, people with their own agendas will seek to distort it and confuse people.

  24. Bowburn

    Mate, i have the exact same problem on my HTC. Sometimes the predictive text is a God send…Other times, not so much

  25. jay jay I dont think so, Batty and Ma are the best of mates now, sense Ma started giving him sports direct seconds ;)

  26. lads the bottom line is! like i always said nobody would be giving him his money back just himself. this guy paid all that what was oweing out of his own pocket so we dont own anybody anyhthing. so we are going to be stuck with him nobody will buy newcastle unless he takes a hit on us.if they do we will be debt free club to any new owner.

  27. Why have they felt a need to clarify this point? I don’t recall much media comment regarding the loan repayment. All the comment has been about the ‘capex’ sentance. Why haven’t they clarified this as there’s many different definitions as we’ve seen. Could it be because that’s a negative story?

    Anyway fair play Ashley for not takin the loan back.

    Why aren’t we going to be breaking even sooner than five years from now then?

    Questions, questions

  28. Stuart79 says:
    May 11, 2010 at 7:11 pm

    “Why have they felt a need to clarify this point? I don’t recall much media comment regarding the loan repayment”

    Because it doesn’t make as good a story? It’s not the most sensational part of it.

    “Newcastle not buying players”

    or

    “Mike Ashley doesn’t want his loan back”

    Which one causes most controversy and a bigger reaction?

  29. Hitman it seems that way, I have said right after the KK fiasco that I dont think there is anything that MA could do better than have a questions and answers session with the Fans. as in so many ways he comes across as a complete tool, but I have allways thought that he bought the club for all the right reasons. More so as the end of this season he seemed to be starting to get something back from the club as he looked to be enjoying himself. I just wish he would meet with the fans as I think a lot of people would think different of him as lets face it the statments dont clear much up.

  30. aye get the feeling he is trying to pimp the club through the media with these statements

  31. still in the huff,going to ask BIG DAVE to tatoo confused sucker on my fore-head :(

  32. BIG DAVE,if MA had a meeting with fans,would YOU still belive what he told you face to face,i dount it m8,as a few have found out

  33. Lads I think there is so much you can find out about a person when ye can see the whites of their eyes when your taking to them.
    Although I dont think the debt is wrote of completely. I think it will just not have to be paid untill the club is sold and not before it.

  34. Now I know why they don’t like communicating with their customers.

    Utterly shambolic!

  35. So if Ashley does`nt want his hundred million back, can I have it, please !

    Lets get this straight, I think what he means is he does`nt want it back right away, but he does want it back at some stage.
    Face it who in his right mind, (except Andrew Carnegie and it`s debateable whether he in fact was) makes a gift of one hundred million.

  36. Toonsy says
    ….and that we are sometimes subject to crude stereotyping.

    in this blog we have been subjected to just crude typing !

    watch your ass kid, you obviously pissed off “The big Kahoona”

  37. hitman says:
    May 11, 2010 at 7:40 pm

    “aye dave these statements still leave your head in tatters”

    What are you like on Heisenberg’s Uncertainty Principle, Hitman?

  38. It may be time for another clarification, as i am non the wiser, in fact becomming more confused with this issue.
    Can anyone explain in plain english what the f**k`s going on ?

  39. Chuck says:
    May 11, 2010 at 8:25 pm

    Well my understanding of it is that Ashley doesn’t want his money back, we’re not spending any money on new players, but we might be spending money on new players, might be paying for it all up front, or might be doing it in installments.

    Oh and the board/club won’t be making any comments about anything, especially with regards to press speculation – Apart from the two comments in the last 3 days.

    Clear really…

  40. Chuck says:
    May 11, 2010 at 8:25 pm

    “It may be time for another clarification, as i am non the wiser, in fact becomming more confused with this issue.
    Can anyone explain in plain english what the f**k`s going on ?”

    Mike Ashley isn’t looking for his loan to be repaid anytime soon, and the Club will not be using Capital Expenditure to be paid over many years to go on a massive player splurge to buy Messi, Ronaldo and Kaka. Is that simple enough for you yet, Statler?

  41. Big Dave 40#
    On meeting the fans, think he done done that, remember him in with the fans and buying drinks doon the toon.
    Afraid the St.Kev. incident, blew it for him big time !
    Could he ever recover and be a Geordie hero, hey nowt`s impossible, improbable, think so!

  42. Toonsy,as the league football season has finished and in view of the grammatical soul-searching views being expressed on this blog. How about a competition for spotting the sum total of errors in the various comments.
    Be a bit like guessing how many sweets etc in a jar at the local fete.
    Bet you can’t guess how many times I had to correct this one before submitting it. ;)
    There probably will still be something I’ve mist.

  43. Whaaaaaat ! your saying were not signing Messi & Ronaldo ?
    Thought it was a done deal !
    Now I am confused.

  44. Stuart79 says:
    May 11, 2010 at 8:32 pm

    “Oh and David Cameron is the new Prime Minister of the United Kingdom!”

    Possibly not for very long though. It will be a poisoned chalice, and I couldn’t think of a nicer person to drink from it. :-)

  45. Big Dave/Chuck/others, I’ve said several times given the weft and weave of fate and the future, do not be surprised if somewhere along the strange machinations of the universe that we aren’t singing Ashley’s praises and given him the freedom of the City.
    JJ never mind Nostradmus what about the predictions of Mother Shipton and her mention of a gargantuan pie eater who arises from the Ashes (eh) of the Black and White Phoenix to save the tribesmen of the NE eastern provinces. Serendipity or what.

  46. Worky – yes. He’s been to see the queen to ask if he can form a guvnor as he intends to form a collision with the Lib Dems.

  47. Yeah well you escaped light, we had George f*****g Bush for eight years, think yourselves lucky!
    Look Cameron`s obviously a jerk, but he does`nt have much of a mandate, what happened, he do a deal with the Liberal-Dems.
    And who would want to be in power when the economy is in the dumpster.

  48. Chuck says:
    May 11, 2010 at 8:56 pm

    “Look Cameron`s obviously a jerk”

    I have a friend who can confirm that.

    Any deal with the Lib Dems wouldn’t last for very long. Conservatives need a majority because everyone else hates them.

  49. So I wonder if I have got it right Ash doesn’t want his money back until he sells the club. But he is not taking anymore money out of his pocket to buy players, But if we can afford to buy players within the yearly budget ( money coming in for the year ie tv revenue, season tickets, @SJP sponsership etc)we can ??

  50. Big Dave says:
    May 11, 2010 at 9:08 pm

    “So I wonder if I have got it right Ash doesn’t want his money back until he sells the club. But he is not taking anymore money out of his pocket to buy players, But if we can afford to buy players within the yearly budget ( money coming in for the year ie tv revenue, season tickets, @SJP sponsership etc)we can ??”

    Roughly, Dave, and no more significant debt to third parties either (as oppsed to Ashley debt) in long term Capital Expenditure, or as he put it, “Capital Outlay” which is the same thing.

    Most of the confusion has been exaggerated by journalists and fans with a grudge.

  51. workyticket > Most of the confusion has been caused by journalists and fans with a grudge.

    I dont like some of what Ash has done. But I can honestly say I dont have a grudge, but after the official statment 1st came out I thought the worst. Because of the wording in the statment it could be interpreted in so many different ways. As I said I wish he would get someone good at PR it could save him and our Club so much grief.

    On a different note it was good to see these words from Andy over his link with Stoke.
    Carroll insisted: “I think most people know that I don’t want to leave. It’s always been my ambition to play for Newcastle United and score goals at St James’ Park, and that’s what I have been able to do.

    “I have been at Newcastle since I was 10 and I’m totally committed to the club.”

  52. Well someones got to do it, Worky.

    Their all as bad as each other at the end of the day.

    I have a theory on MP’s – they go to Westminster with good intentions and get fed up of fighting against the tide and think ‘if you can’t beat em, join em’.

  53. What on earth is going on at Forest? Could do with Blackpool goin up like. Least they’ll spend less than us and should mean there’s only 2 other teams to go down

  54. Stuart79 says:
    May 11, 2010 at 9:31 pm

    “Well someones got to do it, Worky.

    Their all as bad as each other at the end of the day.”

    I share your cynicism mostly, Stuart, but I wouldn’t generalise, as there are always exceptions. My local MP, Jeremy Corbyn, is a good man. I couldn’t bring myself to vote for him as I’d rather be skewered than vote for either ‘New Labour’ or the Conservatives!

  55. yeah just think that could of been us tonight getting beat off blackpool unlucky forest come on the toon come on sir chris hughton you miracle worker start working some magic in the prem howay nolan enrique spiderman lets six point them makem bastards toon army!!

  56. awesome for blackpool… what a story, their last 4years!

    if they play like they did tonight… and most of their season, we’ll be up to blackpool next term

    their ground holds 12,000 or something! i might even go to wembley to see them… they play the football we used to

  57. Big Dave

    “Did anyone notice Cameron giving his missus a wee feelie on their way into no10”

    He’s moved in already??! A bit much!

    Where are the Broons ganna kip? :)

  58. A bed big enough for mr & mrs blobby & mr & mrs pleb, i mean clegg.
    cozy.
    A match made in purgatory.
    What a prospect!

  59. big dave , i think the broons have got a hoose next to Oor Wullie !

    On a lighter note did anyone see cappellos choice of three keepers , a portsmouth and west ham keeper , not even a thought of an up an coming premier keeper in wor harper lad , methinks his time is passed noo for engerland apps , sad but true

  60. Joe Hart has been fantastic in the top flight. The England spot has to be his with James as back up. What Robert Green is doing in the team, I’ll never understand. I am Scottish so I don’t particularly care but I like to see players who deserve caps get them.

    It makes you wonder why Lee Camp of Nottingham Forest was talked up for an England call up this season and again during Sky’s commentary for the play off match tonight yet Steve Harper is totally forgotten, despite having the best goalkeeper season in all of England.

  61. Great Both Colo creamy and Jonas included in 30-man preliminary squad.

    Hope Colo can still be selected for the 23-man Squad. ^_^

  62. workyticket says:
    May 11, 2010 at 7:17 pm
    Mick says:
    May 11, 2010 at 7:11 pm

    “god write up by Ed this like, puts the ‘no capital outlay’ issue in more understandable light for us business novices.”

    So, Worky, Ed’s now doing ‘god’ write ups? He’s obviously elevated in status eh?

    Dis somebody say something about proof reading?

    Great stuff and I think we’d all appreciate dropping all this speculation about spend or no spend, Ashley communication, confusion etc.

    As far as I’m concerned, as long as Chris Hughton knows what he has or hasn’t got to play with, that’s fine by me.

    Why do Toon fans get so hung up on speculating what is, may or may not be? It’s a total waste of time and energy!

    Be positive guys.

  63. Lesh @ 91….. Dis somebody say something about proof reading….. Dis? Dis?

    Dis = Did! Whoops, a classic case of the biter bit. Ouch!

  64. Green over Harper=insanity.
    Just goes to show how crap englands keeper situation has become.

  65. Joe Hart is by far the most talented keeper in the country. Wouldn’t have any problem playing him either – He’s ultra confident.

    We’ll probably revert back to calamity James though.

  66. lesh says:
    May 12, 2010 at 10:06 am

    “god write up by Ed this like, puts the ‘no capital outlay’ issue in more understandable light for us business novices.”

    “So, Worky, Ed’s now doing ‘god’ write ups? He’s obviously elevated in status eh?”

    “Dis somebody say something about proof reading?”

    I didn’t write that, Lesh, Mick did. Turns out it’s your own proofreding that needs some work. :-)

  67. Groveling apologies Worky and you’re dead right about my proofing – see my post @92.

    There’s humble pie all over me gob!

  68. The press seem to be as confused as me. Ok, so we know he’s not calling in the £111m loan. What about the other £70m loss, most of which we have to assume also came from Ashley? Is it this that he’s wanting out? If so, that would explain the 2015 target.

    So confused, and so wanting a decent comms man at our club. I honestly believe that the plan they have in place is probably very sensible and justified; I just despair at their inability to convey it in English.

    Ho hum. Happy for Colo, though; shame it’ll generate shedloads of interest, but there ya go. Let’s hope he and Jonas go to SA, play well but the Argies get knocked out early due to other players’ mistakes. Oh, and a handball from Henri. Perfick.

  69. Whumpie, my reading is that he wants nowt out in the short term.

    I believe that over five years he’s aiming to have the club clear its overdraft with the bank (c£20m) reach a position where we don’t see the books showing a loss – breaking even on revenue.

    I hope..!

  70. Whumpie says:
    May 12, 2010 at 12:14 pm

    “The press seem to be as confused as me.”

    No, they are just deliberately trying to confuse you and make you panic to sell stories. They know that many Newcastle United fans are pretty clueless about financial matters and they exploit that.

  71. workyticket says:
    May 12, 2010 at 12:55 pm

    Vinay Bedi, divisional director at Newcastle investment manager Brewin Dolphin, said: “It would be logical if they were looking to reduce the overdraft first, but both statements are so vague, there are so many unanswered questions. It’s bizarre.”

    This fella certainly isn’t clueless and he’s struggling to make any real sense out it all.

  72. What supporters of ANY CLUB know all the financials of their club?
    Why do we & the press mongs seem to have to go over ours continually?

    You’ve read the statement, understand/don’t understand, whatever……..Take a business course if you’re so inclined.
    Knock yerself out.

  73. hitman says:
    May 12, 2010 at 1:11 pm

    “vinay has nowt on worky stu,worky knows the lot”

    I know a hell of a lot more than you, hitman.

  74. No lesh,
    F*** loads of offense to blue-bloods everywhere!
    In fact, death to ’em, of the slow & painful variety.

  75. CLiNT FLiCK says:
    May 12, 2010 at 1:23 pm

    “No lesh,
    F*** loads of offense to blue-bloods everywhere!
    In fact, death to ‘em, of the slow & painful variety.”

    My Grandmother was a “blue-blood” as you put it, Clint. She and my Grandfather were penniless and worked in the Circus and on the fairgrounds. They both died slow and painful deaths eventually, as most of us do.

  76. worky,
    lesh called ’em blue-bloods, i’ve got ‘other’ words for them. I was trying to keep it clean. :)

    My grandparents were steel workers & if they’d been ‘blue-bloods’ ‘I’ woulda killed them, after torturing them.
    :)

  77. Stuart79 says:
    May 12, 2010 at 1:32 pm

    “You’re a gypsy, Worky?”

    No. My family were circus people and eventually Showmen, until they made their fortunes and settled down. They are not the same as Romany people. Showmen and Romanies often used to fight like cats and dogs. My mother used to tell me about how she still got the same prejudices though.

  78. CLiNT FLiCK says:
    May 12, 2010 at 1:36 pm

    “My grandparents were steel workers & if they’d been ‘blue-bloods’ ‘I’ woulda killed them, after torturing them.”

    Clint, you think that people should be tortured and killed because of who their parents are?

    What about Tony Benn? He’s a blue blood.

  79. A rich grocer’s bitch?

    I’ll be at the ‘witch’s dead party’ in trafalgar square when she kicks the bucket. Are you coming?
    :)

  80. CLiNT FLiCK says:
    May 12, 2010 at 1:24 pm

    Brilliant CLiNT.

    Perhaps it’s time to call time on the politicals otherwise someone might just venture onto eggshells as it were!

  81. lesh says:
    May 12, 2010 at 2:43 pm

    “Perhaps it’s time to call time on the politicals otherwise someone might just venture onto eggshells as it were!”

    But saying that my grandmother deserved to die a slow and painful death is OK?

  82. lesh says:
    May 12, 2010 at 2:43 pm

    “Perhaps it’s time to call time on the politicals otherwise someone might just venture onto eggshells as it were!”

    I said that the other day, and nearly got hounded off here!

  83. If it’s any consolation worky, i include my own in that.
    But seeing as they’re all long gone, i guess they’re safe.
    Providing we don’t do a ‘Cromwell’ on ’em.
    :)

  84. 122 workyticket says:
    May 12, 2010 at 2:47 pm
    lesh says:
    May 12, 2010 at 2:43 pm

    Worky, No it’s not at all ok – it was that that drew my comment before things got a bit too personal.

  85. And Worky, the ‘Brilliant CLiNT’ comment was in regard to ConDem, no more and no less

  86. whats your problem worky i wasnt having a dig at you,you smart arse lttle shite..i knew you would come back with shite like that”my dads bigger than your dad shite”grow up prat

  87. hitman says:
    May 12, 2010 at 1:11 pm

    “vinay has nowt on worky stu,worky knows the lot ;-)”

    hitman says:
    May 12, 2010 at 3:44 pm

    “whats your problem worky i wasnt having a dig at you”

    No of course you weren’t, hitman, and I was having a dig at you when I said I know more than yourself about finance. I was simply stating a fact.